Why Redcliffe
Inspectable product proof

A review record with the unresolved work still visible.

This synthetic example shows what Redcliffe can preserve from a UK financial-promotion Review. It is deliberately not shown as approved: one finding still needs a customer decision, no sign-off exists, and Redcliffe never supplies the publication approval.

Model
UK Financial Promotions Model · Live
Scope
Synthetic non-MiFID retail promotion
Status
Open · 1 finding needs decision
Synthetic sample · not customer work

Synthetic UK FinProm static-creative review

sample-uk-finprom-001 · UK Financial Promotions Model · Review

1 finding needs decision
Submitted content

Build your future with the Redwood Growth Portfolio. Target 8% annual returns. Our managers have consistently outperformed the FTSE All-Share over the past three years. Capital is at risk.

Supplied evidence
  • One static 1080 × 1080 image supplied with the submitted copy
  • Benefit headline shown at approximately four times the size of the risk statement
  • No landing page, animation, audience configuration, substantiation pack, or approval history supplied
Findings
2 high · 1 medium
F-01 · highCOBS 4.6.7R · COBS 4.2.1R

Future-performance claim needs objective support

The promotion gives a specific future-performance indication without the assumptions, objective data, balanced scenarios, fee treatment, or forecast warning needed to support it.

Suggested change: Remove the target from this short-form creative, or provide the supporting methodology, balanced scenarios, fees, assumptions, and prominent forecast warning in an appropriate format.
Suggested removal accepted for the next draft
F-02 · highCOBS 4.6.2R · COBS 4.2.1R

Past-performance comparison is incomplete

The statement presents a past-performance comparison without the required performance period, source, complete 12-month periods, and warning. The supplied material also does not establish whether the figures are gross or how fees affect the comparison.

Suggested change: Remove the comparison from the short-form creative, or present the required performance period, benchmark basis, source, gross or net basis, relevant fee effect, and prominent past-performance warning in the complete promotion.
Customer substantiation decision still required
F-03 · mediumCOBS 4.5.2R · COBS 4.2.4G

Risk statement is materially less prominent

On the supplied static creative, the relative font size and layout diminish the risk statement beside the investment benefits.

Suggested change: Increase the risk statement to at least the predominant font size and position it so the benefit and risk are read together.
Prominence change acknowledged by reviewer
Reviewer comment
Alex Morgan · Customer compliance reviewer

“Remove the 8% target. Marketing to supply benchmark evidence before we decide whether the comparison can remain.”

Session
Open
Sign-off
Not recorded
Redcliffe approval
false
Publication
Customer decision
Supplied-evidence boundary

This sample assesses only the submitted copy and supplied static image. It does not claim to have reviewed an unseen landing page, animation, targeting setup, substantiation file, or wider customer journey.

Download Markdown
Official source families used in this sample
FCA Handbook · COBS 4.2FCA Handbook · COBS 4.5FCA Handbook · COBS 4.6

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